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The master blog 2811

Thoughts glowing in the dark.

What Goes on the Texas Seller's Disclosure Notice

The Texas Seller Disclosure and What You Must Tell Buyers The single most common misunderstanding in a Texas home sale is that selling a house as is removes the obligation to disclose. It does not. As is describes who pays for repairs. Disclosure describes what the buyer is told. They are separate things and confusing them creates liability that survives closing. Texas requires a seller of residential property to give the buyer a written Seller's Disclosure Notice coveri

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Selling a Texas House That Has Flooded Before

Selling a Texas House That Has Flooded Before If your house sits in a Harris County flood zone, or has taken water at any point, you already know it changes the conversation with buyers. What surprises most sellers is how much of that conversation is set by law rather than by negotiation. Texas requires a seller of residential property to give the buyer a written disclosure notice covering the property's condition, and flooding is dealt with directly. The form asks wheth

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Selling a Texas House That Has Flooded Before

What a Flood History Does to a Houston Home Sale If your house sits in a Harris County flood zone, or has taken water at any point, you already know it changes the conversation with buyers. What surprises most sellers is how much of that conversation is set by law rather than by negotiation. Texas requires a seller of residential property to give the buyer a written disclosure notice covering the property's condition, and flooding is dealt with directly. The form asks wh

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Selling a House You Still Owe Money On

How the Payoff Actually Works at Closing Most people sell a house they still owe money on, and most have only a rough idea of https://daltonbpuj706.wordcanopy.com/posts/selling-a-house-you-still-owe-money-on the mechanics. The mortgage does not transfer and it does not simply vanish. It gets paid off out of the proceeds at closing, and the order in which that happens explains several things that otherwise look strange. At closing the title company requests a payoff sta

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Selling a Texas House With Unpermitted Work

Selling a Texas House With Unpermitted Work Converted garages, enclosed patios, added bathrooms, a second structure out back. Plenty of Texas houses carry work that was done without a permit, sometimes decades ago by an owner who has long since moved on. It becomes your problem at closing. The first issue is simple arithmetic. If a bedroom was added without permits, it likely does not appear in the county records or the tax roll. An appraiser measuring the house wil

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How the Payoff Actually Works at Closing

What Happens to Your Mortgage When You Sell https://lanetevs494.cavandoragh.org/what-happens-to-your-mortgage-when-you-sell Most people sell a house they still owe money on, and most have only a rough idea of the mechanics. The mortgage does not transfer and it does not simply vanish. It gets paid off out of the proceeds at closing, and the order in which that happens explains several things that otherwise look strange. At closing the title company requests a payoff st

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You Inherited a House in Texas and You Do Not Live Here

Selling an https://www.soundhomebuying.com/cities/hitchcock Inherited Texas House From Out of State Inheriting Texas property while living somewhere else combines two problems that are manageable separately and awkward together: establishing your authority to sell, and doing everything at a distance. Authority comes first. A title company will want proof that ownership passed properly. If there is a will going through probate, the executor generally has authority

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Appraised Value, Market Value and What a Buyer Will Pay

What Your Texas House Is Actually Worth Three numbers get called the value of your house and they are not the same thing. Confusing them is behind most of the frustration sellers feel when an offer arrives. The first is the county appraisal district's assessed value, which exists to calculate property tax. Texas is a non-disclosure state, meaning sale prices are not public record, so appraisal districts estimate from the data they can get. That figure is often wrong in b

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